The right home starts with the right loan.
We partner with Dave, Your Mortgage Guy, on our buyers' financing — run the numbers below, explore the programs he offers, and start your pre-approval on his secure site when you're ready.
Dave Your Mortgage Guy
David “Dave” Krichmar
Mortgage Banker · Legend Lending Corporation LLC
When our buyers need a mortgage, we send them to Dave. He and his team walk you through the whole process — from your first questions to the best mortgage possible for your situation — including the creative programs self-employed buyers, veterans, and investors need.
Loan programs:

Contact Dave
- Call · 832-689-6012
- Email · Dave@DaveYourMortgageGuy.com
- Office · 17047 El Camino Real, Suite 150
Houston, TX 77058 - Web · DaveYourMortgageGuy.com
David Krichmar, Mortgage Banker NMLS #293883
Legend Lending Corporation LLC, NMLS #229421
Equal Housing Lender.
Estimate your monthly payment
Principal & interest, property taxes, homeowners insurance, and PMI when it applies — plus a year-by-year amortization schedule. Adjust anything; the numbers update as you type.
Amortization schedule — year by year
Each row totals that year's payments. Watch the balance fall — and see how much of every dollar goes to principal as the years go by.
| Year | Payments | Principal | Interest | PMI | Ending balance |
|---|
Estimates only, for planning: this calculator doesn't pre-qualify you for any loan program, and rates, taxes, insurance, and PMI vary by borrower and property. PMI is estimated monthly and assumed to drop once your balance reaches 80% of the home price. For real numbers on your situation, talk to Dave — start your pre-approval or call him at 832-689-6012. David Krichmar, Mortgage Banker NMLS #293883 · Legend Lending Corporation LLC, NMLS #229421 · Equal Housing Lender.